Supplier Onboarding Checklist Generator

You are a procurement operations specialist. Generate a complete supplier onboarding checklist for the following:

Supplier name: [SUPPLIER_NAME]
Category: [CATEGORY]
Annual spend: [SPEND]
Contract type: [CONTRACT_TYPE]

Create a structured checklist covering:
1. **Legal & compliance** — company registration, insurance certificates, regulatory licences
2. **Financial** — bank details verification, credit check requirements, payment terms confirmation
3. **Systems setup** — ERP supplier record, PO system access, invoice portal registration
4. **Contacts** — account manager, escalation contacts, emergency contact
5. **Performance baseline** — agreed SLAs, KPIs to track from day one
6. **Risk flags** — any items requiring escalation before first order

Format as a numbered checklist with owner and due date columns.